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CM Ladli Laxmi Yojana 2.0 – (Step-By-Step Process)

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Ladli Laxmi Yojana 2.0 is an enhanced version of the original Ladli Laxmi Yojana, launched to empower and uplift the status of girl children in India, particularly in the state of Madhya Pradesh. This scheme aims to ensure a better future for girls by providing financial assistance for their education and overall well-being. Here’s everything you need to know about it:

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Objective of Ladli Laxmi Yojana 2.0

The main objectives of the Ladli Laxmi Yojana 2.0 are:

  1. To encourage the birth of girl children and eliminate gender discrimination.
  2. To improve the literacy rate among girls by supporting their education financially.
  3. To reduce the financial burden on families and discourage practices like child marriage.
  4. To promote the overall development and self-reliance of girl children.

Eligibility Criteria

To avail of the benefits of Ladli Laxmi Yojana 2.0, the applicant must meet the following criteria:

  1. Residence: The family must be a permanent resident of Madhya Pradesh.
  2. Girl Child: The scheme is applicable only for girl children.
  3. Timing of Registration: The girl child must be registered within one year of birth.
  4. Birth Certificate: The child’s birth must be registered, and the parents must have a valid birth certificate.
  5. Number of Children: The scheme covers only the first two daughters of the family.
  6. Parent’s Income: Families paying income tax are not eligible.
  7. Adopted Child: Adopted girl children are also eligible, provided all other criteria are met.

Ineligibility Criteria

A family is not eligible for Ladli Laxmi Yojana 2.0 if:

  1. They have more than two daughters.
  2. They fail to register the birth of the child within the stipulated timeframe.
  3. Either parent is a taxpayer.
  4. The child does not pursue education in a recognized institution.

Benefits of Ladli Laxmi Yojana 2.0

  1. Financial assistance is provided at different stages of the girl’s life, ensuring her educational and social well-being.
  2. The government deposits a fixed amount in the name of the girl child, which matures as she grows older.
  3. The total financial benefit under the scheme can go up to INR 1,18,000.

How to Apply for Ladli Laxmi Yojana 2.0

Follow these steps to apply for the scheme:

  1. Online Application:
    • Visit the official website of the scheme.
    • Create an account or log in if you already have one.
    • Fill out the application form with accurate details.
    • Upload the required documents.
    • Submit the application form and take a printout for reference.
  2. Offline Application:
    • Visit your nearest Anganwadi center or Gram Panchayat office.
    • Collect the application form.
    • Fill out the form and attach photocopies of the required documents.
    • Submit the form to the concerned authorities.

Documents Required

The following documents are necessary to apply for the scheme:

  1. Birth certificate of the girl child.
  2. Aadhaar card of the parents and the child.
  3. Address proof (e.g., ration card, voter ID, etc.).
  4. Income certificate of the family.
  5. Passport-size photographs of the child and parents.
  6. Bank account details of the child or parents.
  7. Proof of education (if applicable).

Important Links

  • Official Website: www.ladlilaxmi.mp.gov.in
  • Application Form: Direct link to download the form (available on the official website).
  • Helpline Number: Contact the nearest Anganwadi or Panchayat office for assistance.

FAQs about Ladli Laxmi Yojana 2.0

1. What is the main difference between Ladli Laxmi Yojana and Ladli Laxmi Yojana 2.0?
Ladli Laxmi Yojana 2.0 introduces additional benefits, including a more structured approach to ensuring the girl child’s education and financial independence.

2. Can families with more than two daughters apply?
No, the scheme is applicable only for the first two daughters.

3. What happens if the girl child discontinues her education?
In such cases, the financial benefits may be discontinued.

4. Is it necessary to have a bank account to apply for this scheme?
Yes, a bank account in the name of the girl child or her parents is required.

5. Are there any penalties for providing false information?
Yes, providing false information may lead to disqualification and legal action.

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